Credit Analyst-Portfolio Manager
This position will require a high level of customer service support for Commercial Lenders with sizable portfolios. The portfolios include various types of commercial loans with a small portion of consumer loans. This will require analyzing and underwriting new loan requests and servicing existing loans through analysis of borrowers credit history, financial performance, and current market trends. You will assist lenders with ongoing management of their portfolios.
You will report directly to Chief Lending Officer and assist in reporting results to the Management Team and Board of Directors.
This individual has to possess strong customer service skills, a good communicator, and the ability to work independently. Monument Bank is a dynamic work place which requires multi-tasking, time management skills, with a strong attention to detail and quality of work. A great opportunity to grow with a small bank, gain meaningful experience, and have the opportunity to grow into a Commercial Lending role within this organization.
Essential
Responsibilities:
oObtain loan request information from commercial lender or borrower to analyze credit information, financial statements, and other related information pertaining to the loan.
oResearches background documentation and reviews personal and business financial statements and tax returns. Analyzes financial information and communicates with Loan Officers throughout the process.
oReviews and prepares a written analysis, spreadsheets, summary, and opinion for each loan request or review.
oAssist commercial loan officers in loan structuring and loan decision process. Identifies and communicates points of exposure on current loans, as well as possible solutions.
oAccompanies commercial loan officers on customer calls as needed.
oPresents loan applications for review
oWill be responsible for attending Loan Committee
oAdditional duties as assigned
Critical Business Processes:
oWell versed in preparing financial spreads for loan presentations.
oPrepare cash flow analysis.
oUpdate credit files and financial on an ongoing basis.
oMust be proficient in Microsoft Word, Excel, PowerPoint, and Outlook.
oStrong knowledge of basic banking products, commercial lending products, and ability to match solutions with the borrowers.
oKnowledge of Commercial Real Estate lending cash flows and financial ratios.
oExperience in analyzing the following: Personal and Corporate Tax Returns, Rent Rolls, Personal and Corporate Financial Statements
oLearning and training on our Core System and other related sub-systems. You will need to be able to generate reports and analysis regarding existing loan portfolios, current production, and other related portfolio/credit reporting.Estimated Salary: $20 to $28 per hour based on qualifications.
You will report directly to Chief Lending Officer and assist in reporting results to the Management Team and Board of Directors.
This individual has to possess strong customer service skills, a good communicator, and the ability to work independently. Monument Bank is a dynamic work place which requires multi-tasking, time management skills, with a strong attention to detail and quality of work. A great opportunity to grow with a small bank, gain meaningful experience, and have the opportunity to grow into a Commercial Lending role within this organization.
Essential
Responsibilities:
oObtain loan request information from commercial lender or borrower to analyze credit information, financial statements, and other related information pertaining to the loan.
oResearches background documentation and reviews personal and business financial statements and tax returns. Analyzes financial information and communicates with Loan Officers throughout the process.
oReviews and prepares a written analysis, spreadsheets, summary, and opinion for each loan request or review.
oAssist commercial loan officers in loan structuring and loan decision process. Identifies and communicates points of exposure on current loans, as well as possible solutions.
oAccompanies commercial loan officers on customer calls as needed.
oPresents loan applications for review
oWill be responsible for attending Loan Committee
oAdditional duties as assigned
Critical Business Processes:
oWell versed in preparing financial spreads for loan presentations.
oPrepare cash flow analysis.
oUpdate credit files and financial on an ongoing basis.
oMust be proficient in Microsoft Word, Excel, PowerPoint, and Outlook.
oStrong knowledge of basic banking products, commercial lending products, and ability to match solutions with the borrowers.
oKnowledge of Commercial Real Estate lending cash flows and financial ratios.
oExperience in analyzing the following: Personal and Corporate Tax Returns, Rent Rolls, Personal and Corporate Financial Statements
oLearning and training on our Core System and other related sub-systems. You will need to be able to generate reports and analysis regarding existing loan portfolios, current production, and other related portfolio/credit reporting.Estimated Salary: $20 to $28 per hour based on qualifications.
|
|
 | |
